Rare Opportunity Raised Bungalow Duplex Style with Waterfront Access in theHeart of Keswick! This versatile single-family home comes with a fully legal, city-approved basement apartment, offering the ideal setup for investors or multigenerational families. Located just steps from Cooks Bay, this upgraded property offers exclusive community waterfront access, an oversized backdeck, and ample parking perfect for boat storage or multiple vehicles. Main Floor + Legal 2-Bedroom Apartment.The property has been assigned an accessory apartment designation by the City of Georgina. The fully finished lower-level unit features 2 bedrooms, a private entrance, and a separate hydro meter, allowing tenants to control their own energy usage and reduce costs for the owner. Investor or Owner-Occupier Ready. Live comfortably on the main floor while the lower unit helps pay your mortgage, or rent out both units for maximum return. The home has been professionally upgraded with long-term value in mind: New insulation and full stucco exterior finish (2025.Exterior water proofing and interior spray foam foundation protection. New bay window and dusk to dawn sensor exterior lighting. New front porch completed in 2025. Waterfront Lifestyle & Private Community Perks.This unique property includes access to a private neighborhood beach and a dock for boat launches via a low annual keyholder fee. As a property owner, you and your guests can enjoy the spoils of Lake Simcoe living boating, fishing, swimming, and more. Prime Location Steps from the Lake, Minutes to the City Situated in the thriving lakeside community of Keswick, part of the Town of Georgina in York Region, just 45 minutes north of Toronto via Hwy 404. Surrounded by a growing number of upgraded homes, this is a high-potential investment area where values continue to climb. (id:63267)